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Car Accident Claims

Because of the speed of cars, their crashes can be devastating, and they can cause painful, long-lasting injuries, even minor car accidents. That’s why you must visit a doctor as soon as following a car accident. Even if the injury seems minor, it is still advisable to contact the police at the scene of the accident. This will help you to get an official record of the medic and police. If you can, there are many things you can do immediately after the accident that will help to strengthen your car accident claim. For example, it can be helpful to gather:

Starting a car accident claim

In the beginning, the car accident claims process can seem daunting. However, we have a long experience in the area of Road Accident compensation claims. So the first step is to get advice from a legal adviser for free by calling us on , they will be happy to answer any of your questions. For your claim, they’ll discuss some queries about your injury and accident on call. Then they’ll be able to tell you whether you have a claim or not. If you want to go further in claiming, we will arrange an experienced lawyer for you.

Types of injuries caused by car accidents

In an accident, no one can say for sure what type of injury you will get.  The types of injuries can range from minor scratches and bruises to serious, lifelong disabilities. Accidents become more devastating when cars are involved with big vehicles, like a lorry.

Some of the dangerous injuries you can get are:

Claiming against an uninsured or untraced driver

Even if you have been injured in a car accident, caused by an uninsured or trackless driver you might still be able to make a claim. In these cases, the Motor Insurers’ Bureau (MIB), which is funded by a small grant from every vehicle insurance premium, will be responsible for providing compensation.

Things you need if there is a hit and run case:

If you have insurance cover you must claim to your own insurer for any damage to your vehicle. In case you don’t have complete insurance, the Motor Insurers’ Bureau could only cover vehicle damage claims. You can claim for any personal injury if you have complete insurance, from the Motor Insurers’ Bureau.

How much compensation will you receive?

How much compensation you receive for a car accident injury can vary drastically, as with many types of accident claims. This is because actually not every car accident is the same meaning the car accident claims payout can vary from case to case. However, there are mainly two types of damages which affect your compensation:

General damages – It covers your normal medical expense caused by the accident. It can also be given for any impact on your day-to-day life. For instance, you missed your work or hobbies.

Special damages – It covers your serious damage to you and your car and any expenses caused by your accident. It will also cover loss of savings, medical expenses, travel costs, equipment, and care.

Can you claim if the car accident was partly your fault?

Yes, but it will depend on who was at fault and then the court will decide how much compensation you should be awarded. Because there are no written laws about a reduction in compensation if the accident was partly your fault.

Make claim on behalf of a child 

If you are the legal representative/nominee of an injured child younger than 18, you can definitely claim compensation on his behalf. you can make a claim at any time up to the child’s 18th birthday. You will have 3 years to make a claim, but this time period does not start until the child's age is 18, after his 18th birthday they can make a claim for themselves within 3 years.

Time take to receive your compensation

Each claim is different depending on the severity of your injuries. The less complication your claim, the quicker you will receive your compansation. However, the below factors are also taken into consideration;

If your case is simple and your injuries are minor, and the other party accepts liability, then you could receive your compensation within a month. But it can take a long time if the other party denies his liability, and your case goes to court. If it takes longer, you might get an ‘interim payment’ with the help of your lawyer. An interim payment is a little amount that can be provided to you to cover any ongoing treatment or instant costs.